Know your options for card acceptance costs.
The Payment Card Interchange Fee Settlement gives U.S. merchants new rights around surcharging, dual pricing, and steering. This free program helps you understand what changed — in plain English — and how to use it in your business.
Always free · No sign-up · Available in multiple languages
What best describes how your customers pay today?
Three ways to get answers on your terms.
Every merchant is different. Choose the format that works best for you — all channels are free and confidential.
Interactive Decision Tool
Answer five short questions and get educational topics tailored to how your business accepts payments.
Text-Based Guidance
Send a question by text or chat and receive a clear, plain-English explanation of the relevant rules.
Merchant Support Center
Talk to a live representative who can walk you through the program and answer general questions.
Learn about what the Settlement changed.
Surcharging
When and how you can add a fee to card transactions to offset acceptance costs.
Dual Pricing
Displaying two prices — one for cash, one for card — clearly and lawfully.
Steering & Discounts
Encouraging customers toward lower-cost payment methods with discounts and messaging.
Network Rules
How Visa and Mastercard rules interact with your rights under the Settlement.
Your Rights Under the Settlement
A plain-English overview of what changed for merchants and what you can now do.
Putting It Into Practice
Practical steps for training staff, updating signage, and configuring your POS.
Trusted by merchants across the country.
Ready to see what the Settlement means for your business?
Take the five-question Decision Tool. Free, private, and no account required.